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Washington State’s last down payment assistance program for first time home buyers is the Washington State House Key State Bond Program.  It is a great option for first time home buyers that would like to take advantage of low interest rates and an attractive real estate market, but lack the ability to produce a down payment.  Many borrower’s prefer the Washington State USDA Home Loan Program, but in the event that the home is not USDA eligible, the House Key Program is a great option!

Washington State House Key State Bond Program

(1) Can help you if you need assistance with your down payment (3.5% down)
(2) Can help you if you’ve missed the mark on your credit score (640 min credit score accepted)

(3) Can help you buy new construction (great loan programs for new construction)
(4) Helps you if you are a teacher/educator (great loan program exclusive to educators)

Click Here to Register For Our Next Class – Lynnwood Marriott Hotel

Now that you know that the HOUSEKEY State Bond Loan Program is something you are interested in, you need to make sure that you qualify. The main qualifying guideline is total annual household income.

Additional Qualifying Notations:
•If you’ve attended and obtained a certificate from a Commission-sponsored home buyer education seminar within the last two years; and…

•If you are a first-time home buyer, defined as someone who has not owned and occupied a primary residence at any time in the past 3 years (if you purchase in a Targeted Area you do not have to be a first-time home buyer); and…

•If you meet the program income and acquisition cost limits listed below; and…

•If you meet with a House Key trained loan officer Dan Keller and determine that you qualify for a mortgage loan according to FHA, VA, Rural Housing Services (RHS), or conventional loan standards. Conventional products include House Key Teacher, Fannie Mae’s My Community Mortgage 30 year , Home Choice, and Freddie Mac’s Home Possible, then… you may qualify!!

Contact Dan Keller to register or for more information:
(425) 350-7136

Dan Keller MLO# 115349

Call/Text: (425) 350-7136


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Professional - "Why I Work with Dan Keller"

Dan Keller – Lic # MLO 115349
Mortgage Advisor/Branch Manager at
CrossCountry Mortgage, Edmonds, WA
8129 Ballinger Way Suite 105
Edmonds, Wa 98026

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