Prior to 2012, if you owed more than 105% – 125% of your home’s worth, you were NOT eligible for the Making Home Affordable HARP refinance.
No more – As of April 13, 2012 – HARP 2.0 has NO loan to value restrictions.
Washington State home owners that are currently under-water now have an a once in a lifetime opportunity to refinance to a lower rate. If you are under-water on your home, you may be eligible for a refinance regardless of an appraisal, and in many cases, without spending any money out-of-pocket.
How To Qualify & Apply for HARP 2 in Washington
Getting approved for a HARP 2.0 refinance involves a couple of steps. I’ve made it very simple to apply:
Step One: Complete the short form below to see if your home is HARP 2 Eligible
Step Two: Download the HARP 2.0 Refinance Items Needed Packet
Step Three: Submit your information online – HARP Online Application
Step Four: Meet with Dan Keller to go over final numbers, closing date and other items!
Washington State HARP 2 Eligibility Short Form
HARP 2 Exposed – Everything You Need to Know About HARP
Important HARP 2 Tips –
Click on the link below to see Top 20 Questions and Answers from my readers about HARP 2. More so, I have detailed the exact steps you will need to take after submitting the above-mentioned form, as well as timelines and rates that my current HARP customers are getting.
I love helping my Washington State readers! Please do not ever hesitate to contact me directly at (425) 350-7136 if you may have any questions! You can always leave a comment below and I will reply to you privately right away!