House Key State Bond Mortgage Program. More importantly, I am also certified to teach House Key Homebuyer Education where after the course, I am able to give qualified borrowers their House Key State Bond Certificate worth up to $10,000 to use toward the down payment on their home purchase.
In my opinion, the two main reasons why you would consider the HOUSEKEY State Bond Program to purchase a home would be:
(1) Because you need assitance with your down payment (3.5% down)
(2) You’ve missed the mark in regards to credit score (580 min credit score accepted)
(3) You are buying new construction (great loan programs for new construction)
(4) You are a teacher/educator (great loan program exlcusive to educators)
Now that you know that the HOUSEKEY State Bond Loan Program is something you are interested in, you need to make sure that you qualify. The main qualifying pre-requisite is household income.
Additional Qualifying Notations:
•If you’ve attended and obtained a certificate from a Commission-sponsored homebuyer education seminar within the last two years; and…
•If you are a first-time homebuyer, defined as someone who has not owned and occupied a primary residence at any time in the past 3 years (if you purchase in a Targeted Area you do not have to be a first-time homebuyer); and…
•If you meet the program income and acquisition cost limits listed below; and…
•If you meet with a House Key trained loan officer Dan Keller and determine that you qualify for a mortgage loan according to FHA, VA, Rural Housing Services (RHS), or conventional loan standards. Conventional products include House Key Teacher, Fannie Mae’s MyCommunity Mortgage 30 year , Home Choice, and Freddie Mac’s Home Possible, then… you may qualify!!
Contact Dan Keller to register or for more information: