Top 1% mortgage loan officer in Washington State with over 500 Five-star reviews...

This week’s Making Cents of Your Market is quick — and packed with good news. Mortgage rates dipped slightly, and economists are projecting more homes sold and moderate 2–5% appreciation in 2026. I also polled a dozen local agents, and over 70% believe the market will improve next year. Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

Wrapping up a 2-day mastermind in Vegas with the top 25 loan officers in our company—and the data we saw was eye-opening... Rates are projected to drop and nearly 1 million more homes expected to sell in 2026. Now’s the time to prepare, invest wisely, and get your budget dialed in. Join me for my next Budget with Dan Workshop (free + online): 👉 [budgetwithdan.com] Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

When you understand this data, it might change how you look at Q4… October could bring about an incredible opportunity with a Government shut down ending along with a Fed rate reduction, it’s more important than ever to pay attention to this…  The reason why most people will miss this is opportunity is, historically, Q4 is the most inconvenient time to sell or buy real estate with the holidays, but it could lead to the greatest financial opportunity!  Go, Mariners!! Let me know if you have any questions on this week video!  Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

In this episode of the Happy Homeowner Podcast, guest zoning expert Mike Appleby joins me as we dive deep into the real estate gold rush happening in Snohomish County and surrounding areas thanks to major zoning changes, new ADU laws, and once-in-a-decade comp plan updates. Learn how new ADU, DADU, and lot-splitting rules can turn one property into multiple income streams — with no major land use hurdles. Whether you're sitting on a big lot, looking to invest, or just curious how these changes are reshaping the market, this episode is packed with insight, strategy, and real numbers you can use today. This episode shows you exactly where real estate is headed in Washington State. Have questions or want to explore your property’s potential? Reach out and let’s book a strategy session. Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

Quick update on the Gov't shutdown along w/ news on an Oct FED rate cut. Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

I have an important update you need to see! Pending sales week over week show that the list price to sales price is UP over one full percent from data over the last 6-months!  Take a look at this video update w/ a BONUS tip on the best pie shop in Seattle you have to try! Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

Thinking about moving to Snohomish, WA or exploring the hidden gems of the area? In this episode of the Happy Homeowner Podcast, I sit down with local real estate expert Nikki Cook of John L. Scott to shine a spotlight on the Three Lakes neighborhood—one of Snohomish’s most scenic and sought-after communities. From serene lake views and quiet rural living to proximity to shopping, schools, and outdoor recreation, Three Lakes offers a unique lifestyle blend for homeowners. Whether you're a first-time buyer, relocating, or searching for a peaceful escape from the city, this episode is packed with valuable insights. We cover what makes Three Lakes a standout neighborhood in Snohomish, current housing market trends and pricing in Three Lakes, and what buyers and sellers need to know before making a move. If you're thinking about buying or selling in Snohomish, WA—or just want the inside scoop on the Three Lakes lifestyle—don’t miss this episode! Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034

BIG week in the mortgage world, the FED lowered the FED Fund's rate by .25%. They indicate 2 more rate drops this year... I discuss what this means to you and how to leverage this info for your well-being! Plus - I share the Law of Money w/ you that works for anyone! Make sure to subscribe to this channel for more helpful wealthy homeowner info! PS - we help a lot of people get approved for a home loan in Seattle and the surrounding areas with same day mortgage pre-approvals. If you are relocating to Seattle or a first time homebuyer getting approved to purchase in Seattle, reach out for an immediate reply and mortgage pre-approval information! Reach out days/nights, we won't stop working hard for you to get your into your new home! If you found this info as valuable as I did, please share w/ someone you know! For more information, you can follow my mortgage blog at http://www.mymortgageguydan.com **Disclaimer: My name is Dan Keller, I am a mortgage professional at New American Funding in Kirkland, Washington. Since 2016 I've been recognized by Mortgage Professional Magazine and Scotsman Guide as a Top 1% Loan Officer in America. I'd love to connect with you if you have mortgage questions! You can reach me directly below :) Let me know your thoughts and questions in the comments below. If you found this information valuable, give me a thumbs and reach out to me if I can help you in any way! Dan Keller Lead Mortgage Advisor (mlo# 115349) (425) 350-7136 dankellermtg@gmail.com New American Funding 12220 113th Ave NE Ste. 120, Kirkland, WA 98034